So it it really that simple? Short answer… YES.

Longer answer… if you can say Yes to each of the following questions, you’ll be instantly approved.






checking account

Do you have a checking account that is 90 days old or more?


checking activity

Is your checking account free from NSFs, excessive overdrafts, and negative balances?


monthly income

Do you deposit $1,000 or more into your checking account each month?


income history

Do you have at least three month’s history with your current employer or source of income?


How does it work?

You apply. We approve. You shop. We reward.

Like we said… simple.

you apply

Simply apply online or at your favorite store. Either way, it’ll take less than a minute.


we approve

We’ll approve you instantly. Or maybe in about five seconds, on a slow day.


you shop

Now comes the fun part.

We’ve partnered with thousands

of stores that are anxious to

see you.

we reward

Penalize you for early payoff? Never. In fact, we offer great incentives for doing just that.

But no pressure.


You've got options.

And rewards.

Hey, we’re flexible.

We’ll set up a series of easy payments that are designed to fit your needs, your schedule, and your life. A payment program that works for you.


We’ll help you determine a payment amount that works with your budget. We’ll even match your payments with your pay dates. You can choose weekly, bi-weekly, twice-monthly, or monthly payments with any 12-month term.



Within 90 Days...

Pay us back within 90 days and we’ll simply close your account.


After 90 Days...

We understand that 90 days doesn’t work for everyone, so we’ll reward you with 25% off of every single payment you make after the first 90 days.


payment options

early payoff rewards


are saying...

We're here.

For you.

We’re located in Salt Lake City, Utah, a thriving center of technology and finance. Our team of smart and friendly experts are ready to answer questions, solve problems, and provide you with a simply awesome customer experience.


So go ahead… try us.

o 800 742 1789  f 801 987 9106

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