So it it really that simple? Short answer… YES.
Longer answer… if you can say Yes to each of the following questions, you’ll be instantly approved.
Do you have a checking account that is 90 days old or more?
Is your checking account free from NSFs, excessive overdrafts, and negative balances?
Do you deposit $1,000 or more into your checking account each month?
Do you have at least three month’s history with your current employer or source of income?
How does it work?
You apply. We approve. You shop. We reward.
Like we said… simple.
Simply apply online or at your favorite store. Either way, it’ll take less than a minute.
We’ll approve you instantly. Or maybe in about five seconds, on a slow day.
Now comes the fun part.
We’ve partnered with thousands
of stores that are anxious to
Penalize you for early payoff? Never. In fact, we offer great incentives for doing just that.
But no pressure.
You've got options.
Hey, we’re flexible.
We’ll set up a series of easy payments that are designed to fit your needs, your schedule, and your life. A payment program that works for you.
We’ll help you determine a payment amount that works with your budget. We’ll even match your payments with your pay dates. You can choose weekly, bi-weekly, twice-monthly, or monthly payments with any 12-month term.
Within 90 Days...
Pay us back within 90 days and we’ll simply close your account.
After 90 Days...
We understand that 90 days doesn’t work for everyone, so we’ll reward you with 25% off of every single payment you make after the first 90 days.
early payoff rewards
"I bought my living room set from Mario’s Furniture and used Simple Finance for financing for their 90 day cash option. I didn’t want to use our credit card and reach our limit this month. I called in for two weeks and paid off my amount I owed.That easy. To know they give you the same amount when I’m ready to buy in the future is a huge plus to use them again."
"I just moved to a new state and needed a mattress. These guys really helped me out when I needed a payment option due to the cost of my move. I paid it off in 90 days, it was as easy as that."
"I had a great experience with Simple Finance, they were very polite while explaining all the terms in my contract. When you are in a bad credit situation it was good to know they have low payments and the option to pay off in 90 days. It was a great doing business with them now I own my furniture. I look forward to doing business with them in the future. Thanks, guys!"
"Awesome terms! Loved working with these guys! Fantastic customer service! Really, they are very helpful and friendly!"
New York, NY
We’re located in Salt Lake City, Utah, a thriving center of technology and finance. Our team of smart and friendly experts are ready to answer questions, solve problems, and provide you with a simply awesome customer experience.
So go ahead… try us.
o 800 742 1789 | f 801 987 9106