Simple is easy.
You apply. We approve. You shop. We reward.
Like we said… simple.
Partner with us and
watch your sales grow.
Simply go online and complete our merchant enrollment, which takes mere minutes.
Sit back and relax as we review your enrollment forms. Approvals typically take less than 24 hours.
Low Merchant Fee
Just how low? Only 1%, because we believe that the best partnership program should be affordable for both you and your customer.
Smarter Marketing = More Customers
Utilizing data-driven marketing to pinpoint your future customers, we will drive customers to your store. That’s right! We will have those customers “Approved” and armed with the power to purchase up to $3,000 in goods before they even walk through your door? Yep, we’ll do that for you.
Hey, it’s right there in our name. We’ve made our process easy to understand and even easier to use. Intuitive, fast, and simple.
When you partner with Simple, you’ll enjoy our easy process, our smart and friendly team members, and extremely low fees. Your customers will benefit from our 90-day cash option, early buyout incentives, and the lowest monthly lease rates available.
Once you're approved, our Merchant Success Representative will get you up to speed.
More approvals means more sales. It’s simple science.
Sign Up Now
Simple Finance will treat every one of your customers as a VIP. An important part of this is setting up a series of easy payments that are designed to fit your customer’s individual needs, schedules, and lives—a payment program that works for them.
We’ll also help your customers determine a payment amount that works with their budget and even match their payments with their pay dates. Your customers can choose weekly, bi-weekly, twice-monthly, or monthly payments with any 12-month term.
Simply ask your customer to spend a minute or two completing an online application and we’ll provide an instant approval decision. No other approval process is as fast and easy as Simple’s.
$40 down payment
As simple as it sounds, your customers make a $40 down-payment at the point of sale...and that’s all. $40 down and your customers go home with the goods, every single time.
no credit needed
You heard right. We’ve mastered the art of smarter underwriting...which means we will never deny a customer due to their credit score. That’s right—NEVER.
90-day cash option
Every time your customer pays us back within 90 days, we will close that account as paid in full. A powerful incentive that will save your customers money and keep them coming back to your store.
"We are absolutely killing it with the Simple Finance program. We are laser focused on offering Simple Finance to all of our customers. After only a couple of weeks everyone at Simple seems to know my team on a first name basis and we are able to get a live person on the phone each and every time we call with questions. Thanks to Simple Finance we are booked over a month out on new business."
Chuck Wait Tire
"The online application is extremely simple. The portal is well made and easy to use and we have had zero issues getting funds. My sales guys love it because most customers get approved for something. Most of the time we don’t even have to go through the hassle of a 90 day bank statement, voided check, photo ID, etc. Overall, after a full 45 days of using them for every credit application, I have to give them an A++."
Atlantic Bedding & Furniture
“I absolutely love Simple Finance! They have helped our business grow with their 90 day cash option, no credit needed program. We have had multiple customers come back and finance again through Simple, as well as refer their family and friends to us just because of the easy process. We started out using multiple no credit needed companies and eventually left them because Simple has been so great to us. A special shout out to the lead processing team for always being so helpful and diligent when helping us and our customers. Thank you"
“I have made many calls to your customer service department, and every single time I have been treated very, very well. My questions have been answered and the persons I have spoken to have been very friendly and helpful. I am truly amazed and grateful for your team. I will be using Simple as my ‘go-to’ financing company from now on."
Mattress By Appointment
We’re located in Salt Lake City, Utah, a thriving center of technology and finance. Our team of smart and friendly experts are ready to answer questions, solve problems, and provide you with a simply awesome customer experience.
So go ahead… try us.
o 800 742 1789 | f 801 987 9107