Simple RTO, LLC (DBAs: Simple Finance or Simple Leasing, collectively “Simple,” “we,” “our” or “us”) is a company which offers our customers a rent-to-own (“RTO”) option, as an alternative to traditional financing. In addition, Simple offers consumers access to our proprietary website portal (“Website”) for purposes of submitting applications for verification and approval in order to access our products and services. These Terms and Conditions are between the applicant-consumer and Simple. Although these Terms and Conditions contemplate a lease agreement with Simple, it is not the lease agreement itself, nor do we guarantee approval of the consumer's application.
Rent-to-own (“RTO”) is known throughout the country by different names, such as rent-to-own, lease-purchase, rental-purchase, or rent with an option to purchase. Due to RTO agreements being governed by state law, and due to each state law varying in some degree or another, these Terms and Conditions do not intend to specifically recite the various state-specific RTO agreements. The applicant-consumer will have the right to review the RTO agreement prior to execution.